Money management is a process that includes several steps:
- determining your monthly and annual income
- calculating your monthly bills
- calculating hidden expenses, such as seasonal expenses and emergencies
- setting your financial goals
- balancing your expenses to be able to reach those goals
Monthly Cash Flow Calculator 
will help you to calculate your total income each month and your total expenses for each month.
Money Management Calculators Select from many calculators that can help you to manage your finances.Hidden Expense Calculator will help you to calculate your hidden annual and monthly expenses.
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Money management for an individual or a family can be the key to their success. Choose from following sites to help you in managing your finances:
Social Security and Retirement Planning Budgeting and Money Management
Foreclosure Intervention
Financial Aid Resources
Learn about Investing and Managing Your Money
- Financial Football - the game that turns knowledge of dollars and cents into yards and touchdowns, designed to be played by two teams. Have fun while learning about the fundamentals of investing and defensive spending.
- Money Instructor.com - provides a variety of budget worksheets and lessons.
- GCF - Free Online Class! Start learning the skills you need to better manage your money.Topics include money management, staying out of debt, retirement planning, and more.