Hardest Hit Program The
Illinois Hardest Hit 
Program is designed for homeowners who have lost income due to unemployment or substantial underemployment. It gives temporary mortgage assistance to eligible applicants, so that they may keep their homes while looking for work and rebuilding financial security. The Illinois Housing Development Authority (IHDA) and the U.S. Department of Treasury have partnered in this effort.
The Homeowners Protection Act
In 2009, Governor Quinn signed into law the
Homeowners Protection Act , which gives homeowners a grace period of 30 days to work with lenders/loan counselors instead of entering immediate foreclosure. To find out more about requirements and eligibility, call the IDFPR Toll Free Hotline at 800-532-8785, or visit the website above.
For information about Mortgage Relief Project workshops in your area, visit the
IDFPR Financial Literacy page.
Weatherization AssistanceThe Illinois Home Weatherization Assistance Program (IHWAP) helps households at or below poverty level reduce energy consumption and high utility bills. Energy conservation measures such as air sealing, attic and wall insulation, furnace repairs or replacements, electric baseload reduction (lighting and refrigeration), and sometimes window and door work are provided free of charge to eligible households.