Will I lose my benefits if I change jobs or increase my income? 
Go to work and protect your healthcare benefits. Increase your income while retaining or supplementing benefits. Are you approved for SSDI and waiting for Medicare? Learn about other benefits available to you now. Use the Illinois Disability Benefits Estimator to get started!
Who is this for? People currently receiving disability benefits between 16 and 64.
For benefits eligibility, you must be a citizen or legal permanent U. S. resident and reside in Illinois.
What will I need? Gather bank statements, Workers’ Compensation, and other benefit sources.
Some benefit sources are:
Supplemental Security Income (SSI)Supplemental Security Income (SSI): an income benefit
program for disabled individuals, under the age of
65, who are unable to engage in any Substantial
Gainful Activity. It is designed to help aged,
blind, and disabled people, who have little or no
income; and it provides cash to meet basic needs
for food, clothing, and shelter. Eligibility for the
program is based on financial need established by
income and assets requirements.
,
Social Security Disability Insurance (SSDI)A payroll tax-funded federal program that provides
income supplements to individuals that are physically
restricted in their ability to be employed because
of a notable disability (physical disability). The
individual must have worked in recent years and paid
FICA payroll taxes for a certain period of time to
be eligible for SSDI. ,
MedicareMedicare is a federal program that provides health
insurance for people over 65 and many people under
65 who have a disability. If you receive Social Security
Disability Insurance benefits you will be eligible
to receive Medicare after a two year and five month
waiting period.
,
MedicaidA federal and state funded program that provides access
to health care services to individuals who fall into
specified categories. Medicaid will usually pays for
medications, lab tests, and nursing home services
if the individual qualifies for the program. ,
FamilyCareFamilyCare is an Illinois healthcare program that
offers coverage to parents living with their children
18 years old or younger. It also covers relatives
who are caring for children in place of their parents.
Doctor visits, dental care, specialty medical services,
hospital care, emergency services, prescription drugs,
and more services are covered.
,
All KidsThe All Kids program offers Illinois' uninsured children
comprehensive health care at a reasonable rate. The
care includes doctors visits, hospital stays, prescription
drugs, vision care, dental care, and medical devices.
,
Health Benefits for Workers with Disabilities (HBWD)A program which allows employed individuals, ages
16 through 64 with disabilities, the option to buy
healthcare coverage through the Health Benefits for
Workers with Disabilities program. Workers with countable
income of up to $3,159 per month for a single person
and $4,250 per month for a couple may qualify for
the program. (http://www.hbwdillinois.com/eligibility.html) ,
Medicare Savings Program (MSP)The Medicare Savings Program helps with the costs
of Medicare for eligible individuals. MSP consists
of three federal programs; Qualified Medicare Beneficiaries
(QMB), Specified Low-Income Medicare Beneficiaries
(SLIB), and Qualified Individuals (QI-1). You must
have Medicare Part A to be eligible and meet the income
and asset standards of the program. The income and
asset standards change each year based on federal
law. , and
Plan to Achieve Self-Support (PASS)It is a Supplemental Security Income (SSI) provision
to help individuals with disabilities return to work.
PASS lets the disabled individual set aside money
and/or items he or she owns to pay for items or services
needed to achieve a specific work goal.
Visit to learn more.
. Visit the to learn more.
How long will it take? The estimator takes less than 10 minutes to complete.
Will my information be kept private? All information remains confidential.
What will I get? The estimator considers your current income and benefits, and provides for an additional income change or a job replacement. A results summary identifies potential benefits and options to explore.
Your results are estimates only. This is not a replacement for professional benefits analysis. Use the estimator as you consider a change in employment and then
contact a WIPA coordinator 
to discuss your results.
Note: If you would like to retrieve a saved estimate, please log into your Illinois workNet account.